Pochi ぽち袋
Pochi keeps your real cash envelopes company. Stuff, save, and watch your goals grow into little money trees, all in the cutest app on your Home Screen.
made for Mac and iPhone, together ♡ synced privately with your own iCloud
everything a real cash envelope system needs, dressed up in pastels
you keep the real cash in real envelopes. Pochi remembers every stuff and spend, with a little face that cheers up as each one fills.
one sealed amount to save each day, opened your way: scratch a foil card, crank a gachapon, pat a lucky cat, pick a mochi, or shake a fortune stick.
every goal is its own little money tree. It blooms as you save, and at 100% you get to collect the whole harvest into your envelope.
fixed monthly things get their own home with due-date chips, so they never get mixed up with your flexible spending.
every debt is a soft little cloud that shrinks and cheers up with every payment you log, all the way to debt free.
flip one switch for a whole separate world: business envelopes, bills, and goals that never mix with your own money.
real screens, real pastels, zero emoji anywhere in the app itself
Pochi is local-first. No accounts, no analytics, no ads, and no third-party servers, ever. The only thing that ever leaves your device is an optional sync to your own private iCloud, so your Mac and iPhone can stay in step with each other. Nobody but you ever sees it.
Pochi is a kawaii budgeting app for Mac and iPhone that turns the cash envelope system digital. You keep real cash in real envelopes, and Pochi keeps track of every envelope, gives you a small daily savings ritual, and helps goals and debt feel a little more fun to work on.
No. Pochi never touches your bank account or any real money. You physically keep the cash in your own envelopes; the app is just a cute, honest record of what is in each one.
Yes, completely. Every feature, including the daily savings games and the money trees, works with no internet connection at all.
Yes. Turn on iCloud sync and your envelopes, bills, goals, and debt stay in step across your own devices, using your own private iCloud account. Nothing is ever sent to Pochi's own servers, because Pochi does not have any.
Once a day, Pochi seals a small savings amount just for you. You reveal it by scratching a foil card, cranking a gachapon machine, patting a lucky cat, picking a mochi, or shaking a fortune stick, then tuck that much real cash into an envelope.
Every goal grows its own little tree. It blooms with flowers and coin fruit as you save toward the goal, and at 100% you get to collect the whole harvest into your envelope.
Yes. Flip to the business packet for a completely separate set of envelopes, bills, and goals so business money never mixes with your own.
