Last updated August 12, 2026
Pochi is a local-first cash envelope app for Mac and iPhone. This page explains what data exists, where it lives, and how to reach us.
Pochi does not create an account for you, does not show ads, and does not send your envelopes to Pochi servers. Pochi does not have its own servers. Your envelopes, bills, goals, debt, and Scratchie history stay on your device.
If you turn on sync, a copy of your binder is stored in your own private iCloud account (container iCloud.com.funnelfix.pochi) so your Mac and iPhone can stay in step. That data is covered by Apple's iCloud terms. Turning sync off keeps everything on the device only.
If you unlock Pochi, Apple processes the payment through StoreKit. We do not receive your card number. Apple may share a purchase receipt so the app can unlock on your devices.
Local notifications (Scratchie waiting, bills due) stay on your device. Optional Face ID / passcode lock uses Apple's LocalAuthentication. Biometric data never leaves the device and is never seen by Pochi.
Pochi does not include third-party analytics SDKs.
Pochi is not directed at children under 13.
Questions about this policy:
Jessyka Mathews (sole proprietor)